Who needs a Help to Buy Valuation?

If you bought your home via the Help to Buy scheme and decide to sell your home, remortgage, or redeem your Help to Buy loan, you have to instruct a valuation by an independent RICS-certified surveyor. The valuation is only valid for three months.

If you haven’t seen a Help to Buy Valuation and are not sure what it includes, please feel free to download our sample report.

Download sample Help to Buy Valuation report
Help to Buy logo

The Help to Buy Valuation process

The Help to Buy scheme was introduced by the government’s Housing and Communities Agency (HCA) to enable first-time buyers to get on the property ladder.

Help to Buy loans are administered on behalf of the HCA by Target Services Limited (Target). Target provides a customer information pack detailing the full valuation process which you can download here:

Target Help to Buy Valuation Process

You can also find out more about managing your Help to Buy loan, including repaying your loan or remortgaging your home on the gov.uk website.

“I recently had a Help to Buy valuation done by Jon Battle of JDB Surveying and he has done me proud. Great fella. From start to finish, his service was exceptional. Got the report back to me in a couple of days. Saved me almost £9,000 to what I’d thought I would pay. Thanks so much for all your help JDB Surveying. Much appreciated.”

Julie Castley

I want a Help to Buy Valuation

If you want a Help to Buy valuation, these are the steps you need to take:

  • Appoint a RICS regulated surveyor
  • The RICS regulated surveyor must be completely independent, not related to you, and not associated with an estate agent
  • The valuation report needs to meet specific and stringent criteria in order for it to be accepted
  • The valuation report cannot be carried out for bank or mortgage purposes
  • The report MUST include at least three comparable properties and sale prices
  • The report must meet Target’s full criteria
  • If it is rejected, getting a new report that does meet the criteria is your responsibility. This includes paying for a new valuation.

Why JDB Surveys?

  • We have extensive experience within Liverpool and surrounding areas – we won’t overvalue your property so you won’t overpay your loan
  • We have extensive experience providing Help to Buy valuation reports, getting it right first time
  • We have been undertaking these valuations from the start and to date we have a 100% HCA approval rate
  • We have extensive experience valuing and surveying all types of property including new build.

Take the next step

For more information on Help to Buy Valuations please call us on 07730 760887 or drop us a message.

We will be happy to talk you through the process and provide you with a no-obligation quote for your Target HCA Help to Buy Valuation.

More about Help to Buy

The Help to Buy scheme was introduced by the government’s Housing and Communities Agency (HCA) to enable first-time buyers to get on the property ladder. It is a shared equity scheme meaning you part own the property you buy, purchased with the help of a loan provided via the scheme.

The loans provided were up to 20% of the cost of the home and are interest-free for up to five years.

The scheme closed to new applications on 31 October 2022. Homebuyers had to legally complete the purchase of their home by 31 May 2023 to be eligible for a loan.

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